In this guide
Weekly benefit rates and maximums by state
| State | Weekly benefit | Weekly maximum | Wage that reaches it |
|---|---|---|---|
| California | Two-thirds of average weekly earnings (Labor Code § 4653) | Set yearly | — |
| Texas | 70% of the wage you lost (75% for the first 26 weeks if you earned under $10 an hour) (Labor Code § 408.103) | $1,314.00injuries Oct. 1, 2026 – Sept. 30, 2027 | $1,877.14 |
| Florida | 66⅔% of your average weekly wage (Stat. § 440.15(2)(a)) | $1,358.00injuries in 2026 | $2,037.00 |
| New York | 66⅔% of your average weekly wage (WCL § 15(2)) | $1,281.50injuries July 1, 2026 – June 30, 2027 | $1,922.25 |
| Pennsylvania | 66⅔% of your average weekly wage (PA DLI rate table) | $1,394.00injuries in 2026 | $2,091.00 |
| Illinois | 66⅔% of your average weekly wage (820 ILCS 305/8(b)) | $2,045.63injuries July 15, 2026 – Jan. 14, 2027 | $3,068.45 |
| Ohio | 72% of your full weekly wage for the first 12 weeks, then 66⅔% of your average weekly wage (R.C. 4123.56(A)) | Set yearly | — |
| Georgia | Two-thirds of your average weekly wage (O.C.G.A. § 34-9-261) | Set yearly | — |
| North Carolina | 66⅔% of your average weekly wage (G.S. 97-29) | $1,446.00injuries in 2026 | $2,169.00 |
| Michigan | 80% of your after-tax average weekly wage (MCL 418.301(7)) | Set yearly | — |
Maximums are from each state’s workers’ comp agency for the injury period shown; the rate is fixed by your date of injury. “Set yearly” means we haven’t verified the current figure — check the state agency. Several states also set a weekly minimum.
Example: a $1,200 weekly wage
At an illustrative $1,200 weekly wage, two-thirds is $800 a week — under the maximum in every state where we show one. The cap only matters above the wage in the last column: in New York, for example, anyone earning more than $1,922.25 a week gets the same $1,281.50. Texas pays 70% of the difference between your old wage and what you earn while recovering, so working part-time reduces the benefit.
What counts as your average weekly wage
Each state defines it in its statute, usually by averaging your pay over a set period before the injury. Ask the insurer how it calculated yours and check it against your pay stubs — especially if you worked irregular hours, had a second job or recently changed jobs.
Beyond weekly benefits
- Medical care for the work injury is paid separately by the comp insurer.
- Permanent disability: once you reach maximum medical improvement, a permanent injury is paid by schedule or rating — see the settlement chart.
- Settlement: a lump sum that closes some or all benefits — see when workers’ comp offers a settlement.
- Taxes: workers’ comp benefits are excluded from federal income (26 U.S.C. § 104(a)(1)).
Frequently asked questions
How is workers’ comp calculated?
For time off work, most states pay a share of your average weekly wage — two-thirds in most of the 10 largest states — up to a weekly maximum tied to the state’s average wage. Texas pays 70% of the wages you lost, Ohio 72% for the first 12 weeks, and Michigan 80% of your after-tax wage.
How much does workers’ comp pay per week?
It depends on your wage and your state’s maximum. At a $1,200 weekly wage, two-thirds is $800 a week. The maximum stops higher earners: in New York it’s $1,281.50 a week for injuries July 1, 2026 – June 30, 2027.
Is workers’ comp paid on gross or net pay?
The statutes in this table pay a share of your average weekly wage as each state defines it. Michigan is different: it pays 80% of your after-tax average weekly wage.
Is workers’ comp taxable?
No, generally. Federal law excludes amounts received under a workers’ compensation act for personal injuries or sickness from income (26 U.S.C. § 104(a)(1)).
Does this include permanent disability or a settlement?
No. This calculator covers weekly wage-loss benefits while you can’t work. Permanent injuries are paid separately — see the workers’ comp settlement chart for the weeks each body part is worth.
Reviewed by
Morgan Hale, Editor. Writes about the financial side of injury claims — fees, liens, timelines and state rules — and checks every page against its sources before it’s published. Not a lawyer; “Morgan Hale” is a pen name. Editorial policy · How we calculate
Sources
- Cal. Labor Code § 4653 — Temporary total disability: two-thirds of average weekly earnings (FindLaw (California Labor Code))
- Tex. Labor Code § 408.103 — Temporary income benefits: 70% (75% for low-wage employees, first 26 weeks) (FindLaw (Texas Labor Code))
- Texas DWC — State average weekly wage and maximum/minimum weekly benefits (FY2027: TIBs maximum $1,314) (Texas Department of Insurance, Division of Workers’ Compensation)
- Fla. Stat. § 440.15(2)(a) — Temporary total disability: 66⅔% of average weekly wages (The Florida Senate)
- Informational bulletin, Dec. 2, 2025 — 2026 maximum compensation rate $1,358 (Florida Division of Workers’ Compensation)
- N.Y. Workers’ Compensation Law § 15(2) — Temporary total disability: 66⅔% of average weekly wages (New York State Senate)
- Subject Number 046-1805 — Maximum weekly benefit $1,281.50 for injuries July 1, 2026 – June 30, 2027 (New York State Workers’ Compensation Board)
- Statewide Average Weekly Wage — Maximum weekly compensation rate $1,394 for injuries in 2026 (Pennsylvania Department of Labor & Industry)
- 820 ILCS 305/8(b) — Temporary total disability: 66⅔%; maximum 133⅓% of the state average weekly wage (FindLaw (Illinois Compiled Statutes))
- Benefit rates — TTD maximum $2,045.63 for July 15, 2026 – Jan. 14, 2027 (Illinois Workers’ Compensation Commission)
- Ohio R.C. 4123.56 — Temporary total disability: 72% for 12 weeks, then 66⅔%; statewide average weekly wage cap (FindLaw (Ohio Revised Code))
- O.C.G.A. § 34-9-261 — Temporary total disability: two-thirds of average weekly wage, with a statutory maximum (FindLaw (Georgia Code))
- N.C. Gen. Stat. § 97-29 — Total disability: 66⅔% of average weekly wages; maximum set yearly (FindLaw (North Carolina General Statutes))
- Maximum weekly compensation rates 1982–2026 — $1,446 for 2026 (North Carolina Industrial Commission)
- MCL 418.301 — Weekly compensation: 80% of the after-tax average weekly wage (FindLaw (Michigan Compiled Laws))
- 26 U.S.C. § 104 — Compensation for injuries or sickness (Cornell Legal Information Institute)
Not legal or financial advice. InjuryMath is not a law firm and does not sell or broker funding. This page gives general information based on the sources listed; your contracts and your state’s law control. For advice about your situation, talk to a licensed attorney in your state.