Workers comp

Workers’ comp calculator: how much you’ll get each week

While you’re off work after a job injury, workers’ comp replaces part of your pay — usually two-thirds of your average weekly wage, up to a weekly maximum that changes every year. Enter your wage to see your weekly benefit in your state.

Reviewed by Morgan Hale, EditorUpdated Sources (16) · Editorial policy

Workers’ comp weekly benefits calculator

1 Your state and wage
$

Your pay before the injury, averaged over the period your state’s law uses.

2 Time off work

Benefits may not start until after a short waiting period set by your state.

The short version:

  • Usually two-thirds of your average weekly wage; Texas 70%, Ohio 72% for 12 weeks, Michigan 80% of after-tax pay.
  • Capped at a weekly maximum that resets each year — $1,281.50 in New York for injuries since July 1, 2026.
  • Tax-free under federal law.
In this guide
  1. Weekly benefit rates and maximums by state
  2. Example: a $1,200 weekly wage
  3. What counts as your average weekly wage
  4. Beyond weekly benefits
  5. Frequently asked questions
  6. Sources

Weekly benefit rates and maximums by state

StateWeekly benefitWeekly maximumWage that reaches it
CaliforniaTwo-thirds of average weekly earnings (Labor Code § 4653)Set yearly—
Texas70% of the wage you lost (75% for the first 26 weeks if you earned under $10 an hour) (Labor Code § 408.103)$1,314.00injuries Oct. 1, 2026 – Sept. 30, 2027$1,877.14
Florida66⅔% of your average weekly wage (Stat. § 440.15(2)(a))$1,358.00injuries in 2026$2,037.00
New York66⅔% of your average weekly wage (WCL § 15(2))$1,281.50injuries July 1, 2026 – June 30, 2027$1,922.25
Pennsylvania66⅔% of your average weekly wage (PA DLI rate table)$1,394.00injuries in 2026$2,091.00
Illinois66⅔% of your average weekly wage (820 ILCS 305/8(b))$2,045.63injuries July 15, 2026 – Jan. 14, 2027$3,068.45
Ohio72% of your full weekly wage for the first 12 weeks, then 66⅔% of your average weekly wage (R.C. 4123.56(A))Set yearly—
GeorgiaTwo-thirds of your average weekly wage (O.C.G.A. § 34-9-261)Set yearly—
North Carolina66⅔% of your average weekly wage (G.S. 97-29)$1,446.00injuries in 2026$2,169.00
Michigan80% of your after-tax average weekly wage (MCL 418.301(7))Set yearly—

Maximums are from each state’s workers’ comp agency for the injury period shown; the rate is fixed by your date of injury. “Set yearly” means we haven’t verified the current figure — check the state agency. Several states also set a weekly minimum.

Example: a $1,200 weekly wage

At an illustrative $1,200 weekly wage, two-thirds is $800 a week — under the maximum in every state where we show one. The cap only matters above the wage in the last column: in New York, for example, anyone earning more than $1,922.25 a week gets the same $1,281.50. Texas pays 70% of the difference between your old wage and what you earn while recovering, so working part-time reduces the benefit.

What counts as your average weekly wage

Each state defines it in its statute, usually by averaging your pay over a set period before the injury. Ask the insurer how it calculated yours and check it against your pay stubs — especially if you worked irregular hours, had a second job or recently changed jobs.

Beyond weekly benefits

  • Medical care for the work injury is paid separately by the comp insurer.
  • Permanent disability: once you reach maximum medical improvement, a permanent injury is paid by schedule or rating — see the settlement chart.
  • Settlement: a lump sum that closes some or all benefits — see when workers’ comp offers a settlement.
  • Taxes: workers’ comp benefits are excluded from federal income (26 U.S.C. § 104(a)(1)).

Frequently asked questions

How is workers’ comp calculated?

For time off work, most states pay a share of your average weekly wage — two-thirds in most of the 10 largest states — up to a weekly maximum tied to the state’s average wage. Texas pays 70% of the wages you lost, Ohio 72% for the first 12 weeks, and Michigan 80% of your after-tax wage.

How much does workers’ comp pay per week?

It depends on your wage and your state’s maximum. At a $1,200 weekly wage, two-thirds is $800 a week. The maximum stops higher earners: in New York it’s $1,281.50 a week for injuries July 1, 2026 – June 30, 2027.

Is workers’ comp paid on gross or net pay?

The statutes in this table pay a share of your average weekly wage as each state defines it. Michigan is different: it pays 80% of your after-tax average weekly wage.

Is workers’ comp taxable?

No, generally. Federal law excludes amounts received under a workers’ compensation act for personal injuries or sickness from income (26 U.S.C. § 104(a)(1)).

Does this include permanent disability or a settlement?

No. This calculator covers weekly wage-loss benefits while you can’t work. Permanent injuries are paid separately — see the workers’ comp settlement chart for the weeks each body part is worth.

Reviewed by

Morgan Hale, Editor. Writes about the financial side of injury claims — fees, liens, timelines and state rules — and checks every page against its sources before it’s published. Not a lawyer; “Morgan Hale” is a pen name. Editorial policy · How we calculate

Sources

  1. Cal. Labor Code § 4653 — Temporary total disability: two-thirds of average weekly earnings (FindLaw (California Labor Code))
  2. Tex. Labor Code § 408.103 — Temporary income benefits: 70% (75% for low-wage employees, first 26 weeks) (FindLaw (Texas Labor Code))
  3. Texas DWC — State average weekly wage and maximum/minimum weekly benefits (FY2027: TIBs maximum $1,314) (Texas Department of Insurance, Division of Workers’ Compensation)
  4. Fla. Stat. § 440.15(2)(a) — Temporary total disability: 66⅔% of average weekly wages (The Florida Senate)
  5. Informational bulletin, Dec. 2, 2025 — 2026 maximum compensation rate $1,358 (Florida Division of Workers’ Compensation)
  6. N.Y. Workers’ Compensation Law § 15(2) — Temporary total disability: 66⅔% of average weekly wages (New York State Senate)
  7. Subject Number 046-1805 — Maximum weekly benefit $1,281.50 for injuries July 1, 2026 – June 30, 2027 (New York State Workers’ Compensation Board)
  8. Statewide Average Weekly Wage — Maximum weekly compensation rate $1,394 for injuries in 2026 (Pennsylvania Department of Labor & Industry)
  9. 820 ILCS 305/8(b) — Temporary total disability: 66⅔%; maximum 133⅓% of the state average weekly wage (FindLaw (Illinois Compiled Statutes))
  10. Benefit rates — TTD maximum $2,045.63 for July 15, 2026 – Jan. 14, 2027 (Illinois Workers’ Compensation Commission)
  11. Ohio R.C. 4123.56 — Temporary total disability: 72% for 12 weeks, then 66⅔%; statewide average weekly wage cap (FindLaw (Ohio Revised Code))
  12. O.C.G.A. § 34-9-261 — Temporary total disability: two-thirds of average weekly wage, with a statutory maximum (FindLaw (Georgia Code))
  13. N.C. Gen. Stat. § 97-29 — Total disability: 66⅔% of average weekly wages; maximum set yearly (FindLaw (North Carolina General Statutes))
  14. Maximum weekly compensation rates 1982–2026 — $1,446 for 2026 (North Carolina Industrial Commission)
  15. MCL 418.301 — Weekly compensation: 80% of the after-tax average weekly wage (FindLaw (Michigan Compiled Laws))
  16. 26 U.S.C. § 104 — Compensation for injuries or sickness (Cornell Legal Information Institute)

Not legal or financial advice. InjuryMath is not a law firm and does not sell or broker funding. This page gives general information based on the sources listed; your contracts and your state’s law control. For advice about your situation, talk to a licensed attorney in your state.